YA DAD

Has any body got any advice on mortgage payment protection insurance?or can anyone recommend anywhere?Its lookin a bit dodgy at work and i was wondering if theres a period that you cant first claim or any other things i should look out for cheers

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SASDOGGINWAGONDIVISION

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67' californian bug (nobby)
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DOOEY

Normal policy is from 30 upto 90 days before you can make a claim. A lot of companies are only offering protection with new mortgages being taken out. However, the wife says she has seen advertisements in The Sun newspaper where the Halifax and The Post Office have been offering protection policies. I would try www.gocompare.com for price comparison because I reckon you will be paying over the odds for this type of cover in the present climate though. Best of luck with your job. {just checked www.moneysupermarket.com/insurance they do it on there}

dubman1972

don't know if this is of any interest to you


BBC NEWS | Politics | Brown unveils mortgage help plan

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restoring ronnie

adesplit67

Hi,

I am a senior Financial Consultant that deals with mortgages and Protection Insurance.

Most policies normally have a 30-60 day deferred period that you cannot claim within.

They can also have another clause that if the policy is taken out to protect an existing mortgage (rather than a new one) they may stipulate that you cannot claim for the first 60-120 days after the policy has been taken out.

You must also not know of any pending unemployment. I know this sounds obvious but they can write to your employer and confirm these details. If it is just rumours on the shop floor ect, then that is normally fine.

any other details then PM me or post them up

I hope that this helps

Good Luck

Ade

Tricky

Lets hope you dont need it dude

crap times ahead for lots - hope your job stays safe

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The above is my OPINION only. Other opinions may be available, see forum posts for details. May contain nuts.
If you can't fix it with a hammer, then it must be an electrical problem.

SteveT

Gonna be expensive in the present climate, but maybe still worth it.

If you work in manufacturing then get out ASAP, manufacturing is f***ed in this country

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